Services
- Investment Oversight Service
- Reviewing your investments and designing a personalized portfolio appropriate to your needs
- Continual monitoring of your investments
- Frequent meeting to: review, evaluate your investment performance, update your financial objectives and if necessary, reallocate your portfolio
- Quarterly Financial Statements
- Independent Advice
- Recommendations regarding allocations within your employer provided retirement plans such as 401(k)s
- Aggregation of all of your accounts to simplify and reduce paperwork
- Tax Reduction Planning
- Comprehensive review of your tax return to highlight opportunities to help maximize tax reduction strategies
- Quarterly review of your tax situation and planning to incorporate any new tax law changes
- Complimentary personal tax return preparation assistance or consultation with your tax preparer
- Recommendations of tax advantaged investments
- Staying up-to-date on and presenting new tax laws that can affect your situation
- Retirement Income and Distribution Planning
- Analysis of your income needs now and in the future
- Analysis of potential estate tax liabilities
- Continual development and implimentation of recommendations to fund your income needs and help maintain a confident standard of living
- Recommendations regarding the most appropriate distribution strategy for your employer retirement plans & IRA
- Analysis of the beneficiaries of your IRAs
- Review the possibilities of converting to a Roth IRA
- Family Wealth Planning
- Analysis of your current estate plan and concerns
- Complimentary consultation with your attorney
- Assistance in transferring assets to your Living Trust or other trusts*
- Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
- Review of beneficiary designations and asset titling
- Review of your long-term care needs
- Client Services and Communication
- Quarterly Newsletter to keep you apprised of the most current planning options
- Quarterly, semi-annual or annual reviews
- Special reports on how to help reduce your taxes and other important topics
- Special Events (including client education and appreciation events)
*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.